Know what you can actually spend, right now.
Split every paycheck into buckets — bills, groceries, vacation, date night. BudgetNewb tracks the real balance of each one so you stop guessing and start spending with confidence.
Three steps, no spreadsheets
BudgetNewb does the arithmetic a budget needs — what's coming in, when, and what's already spoken for.
Set your paydays
Weekly, biweekly, semimonthly, monthly — or “the first Monday”. Two incomes on different schedules? Add both.
Split it into buckets
Rent, groceries, vacation, date night. Your priority order decides where each dollar lands, and leftover income flows into an overflow bucket.
Spend with confidence
“What can I spend?” gives you one honest number per bucket. Log a purchase and the number moves right away — no bank call needed.
What's inside
Bills enter themselves
Give a line item a due date and BudgetNewb logs the payment when it lands. Turn it off for anything you pay by hand.
Reserved money stays put
Mark rent or a mortgage as reserved and it never counts as spendable — so a full-looking bucket can't trick you.
Savings goals that track themselves
Set a goal on any line item and watch progress against it, with the pace needed to get there by your date.
Both incomes, one plan
A partner or spouse paid on their own schedule is folded into the same period, with their own deductions and landing account.
Reports that don't lie
Planned against spent against funded, per category, over as many periods as you want to look back at.
Installs on your phone
Add it to your home screen and it opens full-screen like an app — no store download, no account setup twice.
Nothing to pay today
BudgetNewb is free to use while it's in preview, and every feature is unlocked. When annual billing opens it becomes one flat yearly price — you'll see that price before anything is ever charged, and cancelling keeps everything open until the end of the year you paid for.
- No ads, and your data is never sold
- Bank connections are read-only
- Download or delete everything any time
Fair questions
Do you see my bank login?+
No. A connection happens through a regulated data provider, and what comes back is read-only account information — never your password. You can disconnect any bucket from the Accounts screen.
Does BudgetNewb move my money?+
Never. It plans and records; it does not send payments or touch your accounts. Every number you see is your own ledger, with a real bank balance used only as a safety cap.
What does it cost?+
Nothing right now — the app is free to use while it's in preview. When annual billing opens it will be one flat yearly price, and you'll see that price before anything is ever charged to you.
What if my plan is bigger than my bank balance?+
BudgetNewb tells you. A bucket linked to a real account can never report more spendable than that account actually holds, and you get a warning when your plan runs past it.
Can I take my data with me?+
Yes. The Account page downloads everything you've entered as a file, and closes your account permanently whenever you want.